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Klarna

green

Payments · Reviewed 2026-09-11

Swedish AB, licensed as a bank by the Swedish Financial Supervisory Authority (Finansinspektionen). BNPL and payment processing under Swedish jurisdiction; no US corporate anchor.

Contracting entity
Klarna Bank AB
Ultimate parent
Klarna Bank AB (SE)
Hosting regions
eu
Transfer mechanism
none
Operational access from
EU

Rating by dimension

Entity control
Green — EU jurisdiction
Data location
Green — EU jurisdiction
Operational access
Green — EU jurisdiction
Subprocessor chain
Green — EU jurisdiction
Transfer mechanism
Green — EU jurisdiction

Sources

Disagree with this rating? Open an issue on GitHub — we review disputes publicly. Not legal advice.